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A Complete Guide to Disney Vacation Club (DVC) Rental Points

Dreaming of a Disney vacation with all the luxury and perks of a Deluxe Resort, but without the hefty price tag? Disney Vacation Club rental points are your ticket to experiencing the magic for less! This guide covers everything you need to know about renting DVC points: how it works, where to rent, how much you can save, DVC resorts, events, insurance, sample agreements, and answers to all your burning questions. Whether you’re a Disney superfan or a savvy vacation planner, let’s unlock the secrets to a deluxe Disney getaway-without the deluxe price!

What Are Disney Vacation Club Rental Points?

Disney Vacation Club (DVC) is Disney’s version of a timeshare, where members purchase points to use for stays at Disney’s Deluxe Villa Resorts. But you don’t have to be a member to enjoy these resorts! DVC rental points let you “borrow” a member’s points for your own vacation, often saving 40–65% compared to booking directly through Disney. Renting DVC points is a game-changer for Disney vacations, making luxury stays more affordable and accessible than ever.

How DVC Point Rentals Work

The Basics

  • DVC members own points that can be used to book villas at Disney Vacation Club resorts.

  • Sometimes, members can’t use all their points before they expire, so they rent them out.

  • You (the renter) pay the member (or a rental broker) to use their points for a reservation in your name.

  • You get all the perks of a Disney resort guest-without the membership commitment or full retail price.

The Rental Process

  1. Choose Your Dates and Resort

    • Decide when and where you want to stay. DVC points can be used at Walt Disney World, Disneyland, Aulani in Hawaii, and more.

  2. Find a DVC Point Rental Broker or Owner

    • You can rent points through reputable brokers (like David’s Vacation Club Rentals or DVC Rental Store) or directly from individual DVC owners.

  3. Submit a Reservation Request

    • Provide your travel dates, preferred resorts, and room types.

    • The broker or owner checks availability and confirms your reservation.

  4. Make Payment

    • Pay for the points (often a deposit first, then the balance).

    • Most rentals are non-refundable, so be sure of your plans.

  5. Get Your Disney Confirmation

    • The DVC owner books your stay in your name and provides a Disney confirmation number.

    • Link your reservation to My Disney Experience or Disneyland app.

  6. Enjoy Your Stay

    • Check in just like any Disney guest, use all resort amenities, and soak in the magic!

Where to Rent DVC Points

Top DVC Rental Brokers

  • David’s Vacation Club Rentals
    The original and most trusted broker, with a streamlined process and excellent reputation.

  • DVC Rental Store
    Known for a flexible cancellation policy and a wide selection of points.

  • DVC Shop
    Another reputable broker with competitive rates and solid customer service.

Renting Directly from Owners

  • DISboards Forums
    A popular message board where owners and renters connect.

  • Facebook Groups
    Dedicated DVC rental groups where you can find owners looking to rent points.

Tip: Renting through a broker adds a layer of security and convenience, while renting directly from owners can sometimes yield lower prices but requires more due diligence.

How Much Money Can You Save Renting DVC Points?

Real-World Savings

Renting DVC points can save you 40–65% compared to booking the same room directly with Disney. Here’s how the math works:

Resort & Room Disney Direct Price DVC Rental Price % Saved
Polynesian Studio (3 nights) $2,509 $1,050 (via broker) 58%
Animal Kingdom Villas Studio (3 nights) $1,927 $483 (via broker) 75%
Grand Floridian Studio (3 nights) $2,665 $1,200 (via broker) 55%
 

  • Typical Per-Point Prices:

    • $20–$25 per point via brokers

    • $17–$20 per point via direct owner rentals (sometimes less for last-minute deals)

  • Example:
    If a room costs 40 points for your stay and the broker rate is $23/point, your total is $920. The same room booked through Disney might cost $2,000+.

Why the Savings?

  • DVC rentals don’t include hotel taxes (except at Aulani and Disneyland Hotel Villas).

  • You’re paying the member’s cost, not Disney’s retail markup.

  • No resort fees-DVC guests get free parking and all resort amenities.

DVC Rentals: How to Book and What to Expect

Types of Rentals

  • Custom Rentals:
    You pick your dates and resort, and the broker or owner books the room for you.

  • Confirmed Reservations:
    Owners list reservations they’ve already booked. These can be cheaper, especially for last-minute trips.

Room Types Available

  • Studios:
    Sleep up to 5, with kitchenettes.

  • 1-Bedroom Villas:
    Full kitchens, washer/dryer, sleep up to 5.

  • 2-Bedroom Villas:
    Great for families or groups, sleep up to 9.

  • Grand Villas:
    Sleep up to 12, luxury amenities.

  • Unique Options:
    Bungalows (Polynesian), Treehouse Villas (Saratoga Springs), Cabins (Copper Creek, Fort Wilderness).

Booking Timeline

  • 11 Months Out:
    Best availability at the owner’s “home resort.”

  • 7 Months Out:
    Owners can book any DVC resort, but availability may be more limited.

What’s Included?

  • All resort amenities (pools, transportation, recreation)

  • Free parking

  • Ability to book dining and experiences 60 days out

  • Access to My Disney Experience or Disneyland app

What’s Not Included?

  • Daily housekeeping (limited service only)

  • DVC member-only perks (lounges, discounts, Moonlight Magic events)

DVC Resorts: Where You Can Stay

Walt Disney World DVC Resorts

  • Animal Kingdom Villas (Jambo House & Kidani Village)

  • Bay Lake Tower at Disney’s Contemporary Resort

  • Boulder Ridge Villas at Wilderness Lodge

  • Copper Creek Villas & Cabins at Wilderness Lodge

  • Beach Club Villas

  • BoardWalk Villas

  • The Cabins at Disney’s Fort Wilderness Resort

  • Old Key West Resort

  • Polynesian Villas & Bungalows (and Island Tower)

  • Riviera Resort

  • Saratoga Springs Resort & Spa

  • Villas at Grand Floridian Resort & Spa

Disneyland DVC Resorts

  • Villas at Disney’s Grand Californian Hotel & Spa

  • Villas at Disneyland Hotel

Other DVC Resorts

  • Aulani, A Disney Resort & Spa (Hawaii)

  • Disney’s Hilton Head Island Resort (South Carolina)

  • Disney’s Vero Beach Resort (Florida Atlantic Coast)

Events and Experiences for DVC Renters

While DVC renters don’t get access to exclusive DVC member events like Moonlight Magic or member lounges, you can still enjoy all the classic Disney events as a resort guest:

  • Mickey’s Not-So-Scary Halloween Party

  • Mickey’s Very Merry Christmas Party

  • EPCOT International Food & Wine Festival

  • EPCOT Flower & Garden Festival

  • RunDisney Marathon Weekends

  • Disney After Hours events at Magic Kingdom, EPCOT, and Hollywood Studios

  • Disney Jollywood Nights

You’ll have the same access to park tickets, Genie+ and Lightning Lane, and special event tickets as any other Disney resort guest.

DVC Rental Insurance: Protecting Your Trip

Why Consider Insurance?

DVC rentals are usually non-refundable and non-cancellable. If something comes up-illness, weather, emergencies-you could lose your entire payment. That’s why travel insurance is highly recommended.

What to Look For

  • “Cancel for Any Reason” Policies:
    These offer the most flexibility, covering even non-refundable DVC rentals.

  • Third-Party Providers:
    Allianz, SquareMouth, and other major insurers offer plans that can cover DVC rentals, but always read the fine print.

  • Broker Policies:
    Some brokers (like DVC Rental Store) offer partial credit for cancellations, but check their terms.

Real Experiences

Many renters report successful claims for DVC rentals when using comprehensive travel insurance, especially when booking through a broker with proper receipts. Always insure only the non-refundable portion of your trip.

Sample DVC Rental Agreement

A written agreement is essential for clarity and protection, especially when renting directly from an owner. Here’s a sample template:

DVC Points Rental Agreement

This Agreement is made the __ day of ____, 20 by and between ____________ (“Member”) and ___________ (“Renter”) with the following Terms and Conditions:

  • Member agrees to use Disney Vacation Club points to provide a reservation for Renter at:
    ________ (DVC Resort): a ______ villa, with arrival on _______, 20 (“arrival date”) and departure on ________, 20 (“departure date”).

  • The reservation will be rented at the rate of $____________ (__ points @ $__/pt plus fees), payable via bank cashier’s check or personal check.

  • Member will confirm availability with DVC Member Services and make a reservation in Renter’s name. At this time, Member will provide the Disney Vacation Club confirmation number to Renter.

  • A NON-REFUNDABLE deposit of 20%, plus exchange fees (if any), will be due within 10 days of the receipt of a confirmation number from Disney in the name of Renter. The remaining balance (80%) will be due no later than 60 days prior to the arrival date.

  • Cancellation and refund policies, if any, should be clearly stated.

Tip: Always use a written agreement and pay with a method that offers purchase protection (like a credit card or PayPal Goods & Services).

Disney Dining Plans with DVC Rental Points

Dining is a huge part of the Disney vacation experience, and the Disney Dining Plan is a popular way to pre-pay for meals and snacks, making your trip feel more all-inclusive and worry-free. If you’re renting Disney Vacation Club (DVC) points, you can absolutely add a Disney Dining Plan to your reservation-unlocking delicious value and convenience during your stay.

How Dining Plans Work with DVC Rentals

When you book a Walt Disney World vacation using DVC rental points, you’re eligible to add a Disney Dining Plan to your reservation. This is a fantastic perk, as it allows you to enjoy Disney’s extensive culinary options without worrying about meal budgets during your trip. The dining plan must be added for every guest on your reservation and for the entire length of your stay.

Here’s how it works:

  • Dining plans can only be added after your DVC rental reservation is secured.

  • The DVC member (or the rental broker working with the member) must add the dining plan on your behalf. You cannot add it yourself via My Disney Experience.

  • You must request the addition of a dining plan at least 30 days before check-in, though 48 hours is the absolute minimum for DVC members.

  • Payment for the dining plan is due in full at the time it is added and must be made by credit card, typically by phone for security.

  • Everyone in your party must be on the same dining plan for the full length of your reservation.

Types of Disney Dining Plans Available

There are currently two Disney Dining Plans you can choose when renting DVC points:

1. Quick-Service Dining Plan

  • 2 Quick-Service meals per night of stay

  • 1 Snack per night of stay

  • 1 Refillable resort mug per person

2. Disney Dining Plan (Standard)

  • 1 Table-Service meal per night of stay (includes character dining and buffets, but some signature experiences require two credits)

  • 1 Quick-Service meal per night of stay

  • 1 Snack per night of stay

  • 1 Refillable resort mug per person

Both plans allow you to redeem meals and snacks at any time during your stay, and unused credits roll over day-to-day but expire at midnight on your check-out day.

Pricing for Dining Plans

For 2025, the Disney Dining Plan pricing is as follows:

Plan Type Adult (per night) Child (per night, ages 3-9)
Quick-Service Dining Plan $57 $23.83
Disney Dining Plan $94.28 $29.69
 

Prices are subject to change and do not include gratuity for table-service meals.

How to Add a Dining Plan to Your DVC Rental

  • Through a Broker: If you book through a DVC rental broker, simply request the dining plan through your guest portal or by contacting your reservation specialist. The broker will coordinate with the DVC member to add the plan.

  • Direct from Owner: If renting directly from a DVC owner, let them know you want to add a dining plan. Only the owner can add the plan, so clear communication is essential.

  • Payment: Payment is made by phone (never by email or chat for security), and the credit card must belong to someone on the reservation.

Special Offers and Promotions

While DVC rental guests are not eligible for all Disney free dining promotions, there are occasional offers. For example, in 2026, if you book a dining plan for each guest age 10 and up, kids ages 3–9 receive the same dining plan at no additional cost.

Using Your Dining Plan

  • Redeem meals and snacks at any time during your stay.

  • Advanced dining reservations are highly recommended for table-service restaurants and can be made 60 days in advance.

  • All unused meal and snack credits expire at midnight on your check-out day.

  • Refillable mugs can be used at any Disney Resort hotel quick-service location.

Why Add a Dining Plan to Your DVC Rental?

  • Budget-Friendly: Pre-pay for meals and snacks, making it easy to stick to your vacation budget.

  • Convenient: No need to carry cash or worry about meal prices during your trip.

  • Flexible: Use your credits at hundreds of locations across Walt Disney World.

  • All-Inclusive Feel: Enjoy a more seamless, worry-free vacation.

Letting Someone Else Use Your DVC Rental Points

One of the most flexible and rewarding aspects of Disney Vacation Club (DVC) ownership is the ability to let someone else use your points. Whether you want to help a friend or family member enjoy a magical Disney vacation, or you’re looking to rent out your points for extra income, DVC makes it possible to share the magic in several ways. Here’s how it works, what’s allowed, and what you need to know to do it safely and successfully.

Renting Out Your DVC Points

If you have DVC points you can’t use before they expire, you’re allowed to rent them out to someone else. This is a common practice among DVC members and is expressly permitted by Disney Vacation Club, as outlined in your membership agreement. Renting is a win-win: the member earns cash for points that would otherwise go unused, and the renter gets to stay at a Deluxe Disney resort for much less than booking directly through Disney.

How it works:

  • The DVC member makes a reservation in the guest’s name using their own points.

  • The guest pays the member (often through a broker or rental service) for the use of those points.

  • The guest receives a Disney confirmation number and enjoys all the perks of a Disney Resort guest, including free parking, Disney transportation, and access to My Disney Experience for planning.

You can rent points directly to someone you know, or through a reputable DVC rental broker, which offers added security and handles the transaction details. Renting through a broker is especially popular for those who want a hassle-free experience and payment protection.

Disney World

Gifting Points or Booking for Friends and Family

DVC members can also use their points to book a reservation for friends or family members as a gift, with no money changing hands. The process is the same: the member makes the reservation in the recipient’s name, and the recipient enjoys all the benefits of a DVC stay. This is a great way to share your membership and make someone’s Disney dreams come true.

Transferring Points to Another DVC Member

There’s another option for letting someone else use your points: a point transfer. DVC allows members to transfer points to another DVC member’s account once per use year. After the transfer, the recipient has full control over the points and can make their own reservations.

Key points about transfers:

  • Transfers can only be done between DVC members.

  • Only one transfer in or out is allowed per use year, per membership.

  • Transferred points retain their original home resort and use year.

  • Transferred points cannot be banked or borrowed points.

  • DVC does not allow members to receive compensation for point transfers; they are intended for sharing, not for profit.

Transfers are best for close friends or family who are also DVC members and want to combine points for a larger reservation or special trip.

Commercial Use and DVC Rules

While DVC encourages occasional rentals, it does not permit members to operate as commercial rental businesses. Renting out your points every now and then is fine, but doing so frequently or as a business could violate DVC’s rules. Disney may intervene if they believe a member is renting points for commercial purposes, so always keep your rentals occasional and within the spirit of the program.

Practical Tips for Letting Others Use Your Points

  • Use a Written Agreement: If you’re renting points (especially to someone you don’t know), use a clear rental agreement outlining payment, cancellation, and other terms.

  • Work with Reputable Brokers: If you want extra security, use established DVC rental brokers who handle payments and ensure both parties are protected.

  • Communicate Clearly: Make sure the guest understands what’s included (resort amenities, transportation, etc.) and what’s not (DVC member-only perks).

  • Provide the Confirmation Number: Once the reservation is made, give the guest their Disney confirmation number so they can link it to their My Disney Experience account.

  • Plan Ahead: The earlier you book, the better the availability and the greater your chance of fulfilling your guest’s request.

Frequently Asked Questions (FAQs) About DVC Rentals

Do I need to be a DVC member to rent points?
No! Anyone can rent DVC points and stay at a Disney Vacation Club resort.

How do I link my DVC rental reservation to My Disney Experience?
Once you receive your Disney confirmation number, log in to My Disney Experience or the Disneyland app and add the reservation under “My Plans.”

Can I modify or cancel my DVC rental?
Generally, no. DVC rentals are non-refundable and non-cancellable. Some brokers offer partial credits for cancellations, but always check the policy before booking.

Do I get all Disney resort guest perks?
Yes! You get free parking, Disney transportation, early park entry, and access to all resort amenities. However, you don’t get DVC member-only perks like lounges or discounts.

Can I buy Disney park tickets through my DVC rental?
Yes, but you’ll buy them separately-either through Disney directly or your preferred authorized ticket seller.

Is it safe to rent DVC points?
Renting through established brokers is very safe. If renting directly from an owner, do your research, use a written agreement, and pay securely.

How far in advance should I book?
For best availability, book 7–11 months in advance, especially for popular resorts or travel dates.

What happens if the DVC owner cancels my reservation?
This is extremely rare with reputable brokers, but always use a written agreement and consider travel insurance for extra peace of mind.

Is Renting DVC Points Right for You?

Disney Vacation Club rental points are the ultimate Disney vacation hack. You get all the magic of a Deluxe Resort-prime locations, spacious villas, resort amenities-at a fraction of the price. Whether you’re a Disney regular or planning your first trip, renting DVC points is a smart, flexible, and fun way to upgrade your stay. Just remember: plan early, use reputable brokers or secure agreements, consider travel insurance, and get ready for a magical Disney experience.

So, are you ready to save big and stay in style? Start planning your Disney adventure with DVC rentals and discover a whole new world of vacation possibilities! Be sure to check out our friends at Yeti Travel for stress free vacation planning at the lowest prices available! Sit back and let someone else book your trip at no extra cost!

For more Disney vacation tips, DVC reviews, and the latest on Disney travel deals, follow our blog and join the conversation with fellow Disney fans. Happy planning and see you real soon!